How to Save Enough Money for A Proper Gen X Retirement! | Dalene Higgins
Dalene Higgins is a Virtual Financial Coach, CEO, and the host of the “Wealthy After 40” podcast. Her podcast focuses on a range of financial topics relevant to individuals, particularly those Gen X, who are seeking advice on personal finance, financial freedom, debt payoff, and retirement savings.
The central theme of her podcast is empowering individuals, especially women over 40, to take charge of their financial future and make informed decisions that will lead to financial security and independence.
I wanted to have her on because it’s this time of year when we tend to evaluate our financial situations. This is the time to set your intention for where you want to be at the end of the year, financially as much as any thing else.
Dalene’s Background and Mission
Dalene retired early at the age of 50 (I’m a little jealous) which was a significant achievement and turning point in her life. This accomplishment fueled her passion for financial coaching, as she aims to share her insights and strategies with others.
She places a strong emphasis on mindset, consistency, and finding motivation in managing finances, which are key to changing lives and achieving long-term financial goals.
Her podcast, “Wealthy After 40,” covers various topics, including the importance of saving, ways to handle debt, budgeting strategies, and navigating retirement planning. Some episode highlights include discussions on changing your mindset from scarcity to abundance with money, the art of salary negotiation, and strategies for building emergency funds on a tight budget.
Why Women Over 40 Need a Solid Financial Strategy
Women over 40 are often at a pivotal point in their lives where they may be balancing career growth, family responsibilities, and preparing for retirement. Dalene’s podcast addresses these unique challenges by offering practical advice and strategies. Episodes like “Saved Enough for Retirement? Tips If You Started Late” and “Mastering the Art of Salary Negotiation: A Gen X Woman’s Guide” are specifically tailored to address the concerns and situations that women over 40 may face.
Furthermore, Dalene’s approach to financial planning is holistic.
She not only focuses on the technical aspects of finance but also on the mindset and behavioral changes necessary for financial success. This holistic approach is especially beneficial for women over 40, who may need to navigate various life transitions while securing their financial future.
Dalene Higgins, through her “Wealthy After 40” podcast, provides valuable insights and practical strategies for financial management, particularly catering to the needs and challenges of women over 40. Her personal journey of retiring early and her focus on mindset and behavioral change make her a compelling and relatable figure for women seeking financial empowerment and independence.
To Find Dalene:
https://www.elevatefinances.us
https://www.instagram.com/elevate_finances/
https://www.facebook.com/groups/allthingspersonalfinance